When you own a home in Malta, insuring it is the only way to protect your investment in the event that tragedy strikes. Home insurance is necessary to ensure the costs are fully covered in case of thefts, fires, floods, or other disasters — be it man-made or naturally occurring.
While you might have to pay a deductible, the insurance company will cover costs and restore your home to a functional and habitable state.
Home insurance in Malta can be complex. Many homeowners, especially expats and non-natives, may be unsure of where to look for home insurance or which companies offer the best policies.
If you want to pay fewer premiums while getting the most coverage, you’ll have to educate yourself about what to look for when it comes to insurance policies, and how to obtain a fair price.
Lucky for you, we’ve put together a guide that should cover everything you need to know about home insurance in Malta. Continue reading to learn about premium and basic coverage, what basic plans include, and the average insurance costs for different regions.
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